![]() ![]() You might not be able to solve the problem immediately, but you could start taking steps in the right direction, whether it’s learning how to improve your credit score so you can refinance your debt at a lower interest rate or researching options for a less expensive education. Benefit 4: Spot problems before they catch you off guard-When you create a budget, you’ll be able to see clearly that only having $30 left at the end of the month to put toward your credit card bill puts you at serious risk of being unable to get out of debt or lack the money you'll need to help put your kid through school.Saving: Ramsey recommends saving ten percent of your income in a retirement account or 401 (k). This may include anything from your place of worship to an organization that you want to support. Whatever motivates you, budgeting can help you get there by helping you set financial goals and prioritize where your money is going. Giving: You can give ten percent of your monthly income to a cause that’s important to you. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |